Disability Insurance
Critical Illness Coverage
Life Insurance
Group Benefits
Travel Insurance


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Group Benefits                      

What is it

As one of the few remaining forms of tax effective compensation in Canada, group benefits have become a key component in a total rewards strategy.

A typical group benefits plan includes:

     • term life insurance
     • accidental death & dismemberment coverage
     • disability insurance
     • health care coverage
     • dental care coverage

There are several options available to an employer for how they fund the plan as well as in the actual plan design itself. These options, in most cases, are linked directly to the size of the organization.


 How can we help

Crossgrove & Company has a referral arrangement with a leader in the Group Insurance Industry, Benefit Management Advisors (BMA). Through this arrangement a team of experts is available to complement your internal skill set. BMA will help you:


• ensure your plan design is competitive among your industry group

• arrange a financial agreement that is suited to an organization of your
  size and that fits your overall philosophy

• remain current on evolving issues in the market, e.g. new products
 
• maximize the service levels from your insurance and specialty
   providers

• monitor your providers for contract compliance, competitive costs and
   service levels

• stay in touch with your plan’s experience on a scheduled basis


The BMA team will tailor a solution to your needs. Their knowledge of the market is based on a combination of decades of industry experience and their volume of business.

To find out more about Group Benefits or How can we help, contact Crossgrove & Company today or visit the BMA website.