Critical Illness Coverage
What is it
An insurance policy designed to provide adequate income to the insured
in the event of an illness or injury, that results in one being unable
to earn income. The policy provides great flexibility, for it can be
designed to provide a percentage of ones annual income on a monthly
basis, for a specific number of years or to retirement.
This is clearly the most important form of coverage for all
professionals. Our team will help you determine the correct amount of
coverage in order to avoid financial hardships, while incorporating your
other coverage's, e.g. an association plan or an
employer sponsored disability plan.
There are several options available on this coverage that need to be
properly understood in order to design the correct solution for you. Our
team will work with you to explain the benefits
of each option and provide a custom proposal that confirms all in
detail. While there is no way of identifying when a disability
will occur, our team will ensure you have the correct plan with
the right options and the best insurer for your situation.
To learn out more about Disability Insurance or how we can help,
Crossgrove & Company today.